A Borrower First Loan Structure

For the first time, your lender is setup to be a true partner to your business. We don’t earn any revenue from the interest that you pay, so we’re able to offer fair terms every time. In fact, there is no set interest rate on our loans, just a fixed payback amount. You’ll simply share a small percentage of your monthly revenue until the loan is repaid. This flexibility gives our businesses peace of mind.

How does Bolstr Work?

Submit your application

Our application process takes less than 10 minutes and we will get back to you in 1-2 days with loan terms.

Receive Funding

Once approved our network of accredited investors will fund your loan in less than 5 days on average.

Repay the loan as you go

A small percentage of your monthly sales will go towards repayment. Your monthly payment will always be proportional to your sales, allowing you to manage through business seasonality more easily.

Access to capital is a right that should be afforded to every small business. Unfortunately, somewhere along the way, a large number of our small businesses have been left behind. We’re working hard to reinvent the lending model making access to capital available, affordable, and fair for all business owners. Join us.

How We Stack Up

At Bolstr you’ll find a very different lending experience that puts the borrower first. We pride ourselves on a fair and fast review process, lower rates, and exceptional customer service where a real person is available to speak with you between 8am and 8pm CST

*Calculated based off the overall risk profile of the business and taken from the approved loan amount once your loan has been successfully funded. There is never a fee to apply.
** Depends on states where investors invest from.

Success Stories


Growing businesses means growing needs. Erica at Southern Culture Artisan Foods needed to purchase equipment and inventory to grow production, so she turned to Bolstr to raise $70,000.

  • Southern Culture
  • Southern Culture
  • Southern Culture Logo
  • Southern Culture

The Word on the Street is...


 Learn how business owners have successfully grown through the quick and easy way to access funding on Bolstr.


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